Truck Financing - 1.25% Low Interest Flexible Payment Term for New and Second Hand Truck

Available Manufacturer Brands for Slightly Used Truck Financing

While strict compliance is observed in many Philippine truck financing providers, we extend our offer to more than what we have listed below. Any brand will do as long as it is within our provider's allowable standards.

We will be announcing here soon if we have come up with a special promo package for those business owners and companies looking to expand by bying used / second hand heavy equipment in the Philippines.

8 Major Pre Qualifying Requirements

1. Must have any related business with delivery operations, logistics, trucking or hauling. Lipat-bahay business is allowed if with proper business documentation and requirements.
2. Must have proof of income in black and white paper.
3. We accept all year model trucks for mortgage.
4. Borrowers with previous good record of loan payment are allowed to apply and avail of this collateral loan product offer but must have extra capacity to pay for the loan.
5. Must be willing to provide latest bank statement or trade reference such as supplier(s) or client list for trade confirmation and cross verification.
6. 1 or more co-borrower is required for corporate type business owners
7. A board resolution must be provided duly signed by majority of stock holders (this will be verified).
8. Comprehensive insurance is required upon approval or before claim of loan regardless of amount approved.

Second Hand Truck Financing Options, Interest Rate, Down Payment, Charges, Processing Fee and Loanable Amount Valuation

• Computation of possible loan financiable amount or loan valuation may be based from "fair market value" (FMV) or prevailing market price mean from olx, ayosdito, carmudi, second hand truck dealer site and other online classifieds selling websites if the buyer has no unit chosen yet.
• We may base approved loan amount to finance your vehicle from average dealer's price (at least 3 references)
• Down payment required will be at least 30% of the sale value or approved amount. Either which may come based from our company provider evaluation and assessment.
• Loanable amount financiable will be based from reference selling price and not from FMV (fair market value) if you already have a chosen unit or truck to buy.
  
• As security of payment, a checking account is a must for borrowers. Don't worry, we will give you a referral letter to any of our allowed affiliate banks if you don't have own checking account.
• Interest rate is set at 1.25% per month with flexible loan payment term. 1.0% applies for a 12-month payment duration and 1.25% interest applies for 36-60 months of loan term.
• Processing fee is now only 5.5% previously set at 7.5% of the approved amount.
• Processing time only takes 3 working days maximum.
  

Payment Terms and Mode Allowed

Payment terms are as stated above while mode is only thru issuance of post-dated checks while a flexible loan payment term is up for grab. Hurry and inquire with us now.

Truck Financing Loan Calculator

Our Truck Dealers and Financing Providers

Right now, we are still working out tie ups and affiliation with some of the top providers for used / second hand trucks all over the Philippines. Rest assured that we will be putting up a list on this page for transparency purposes.

We are welcome to buyers who already have their own dealers and accredited sales agents.

Why Apply With Us?

Regardless of how big or small player you may be for as long as you can pass the pre qualifying criteria and have requirements that you can submit in complete set, you are in.

Fill Up Our Online Form and We Will Call You ASAP

This Form cannot be submitted until the missing fields (labelled below in red) have been filled in
Please note that all fields followed by an asterisk must be filled in.
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Home Phone*
Business Phone*
Mobile Phone*
Truck Make and Year Model to Buy*
How Much is Truck Price?*
Is Truck From Private Seller or Dealer?*
---Select---Private Seller Car Dealer
Source of Income (May Check Multiple)*
Business Remittance Employment Property Rental Freelance Job (w/voucher or proof of income) Freelance Job (w/o proof of income)
Type of Trucking Business*	Trucking and Delivery Logistics and Cargo Hauling Lipat-Bahay or Moving Others
Have Own Checking Account?*
---Select---Yes No Willing To Be Referred
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